More than half a million Britons have benefited from the services that QuickQuid offers to its customers since they launched in 2007. They are one of the premier providers of cash advances or payday loans in the UK. One of the most trusted online lenders in the UK; you can contact their customer support via live chat, phone or an email. Available 24/7, if you have any queries regarding the loans, you can get them answered within a few minutes.
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Applying online at QuickQuid is very simple. With the online application system functioning 24/7, you’re free to apply whenever you have the time. QuickQuid understands the predicaments of its customers and offers flexible lending products. They have two products at the moment-QuickQuid Flex Credit and QQ Short-Term Loan.
QuickQuid doesn’t extend loans to just about anyone. If you meet their eligibility requirements, you’ll qualify to apply for both their products. Mentioned below are the things that you need to fulfil before applying for a loan.
- You need to hold a valid UK bank account
- You need to be a resident of the UK
- At the time of application, you need to be 18 years
- You need to be employed and receive regular wages
QuickQuid Flex Credit
If you’re looking at applying for a QuickQuid Flex Credit, then you can apply online. They have an ‘Apply Now’ button that you need to click. It’ll take you to a registration page where you need to supply your work as well as personal details. Next, you need to select your preferred loan type. In this case, you’ll select QuickQuid Flex Credit.
You need to submit your loan application. Since QuickQuid are direct lenders, they’ll not take more than half an hour to review your application and provide a decision. You need to remember that the moment you submit your details, they’ll conduct a thorough search and a repost will be created to establish the number of loan applications you have. If you’ve applied for numerous loans in a short duration, then this will be a red flag on your account. It indicates that either you were in a great financial need or it’s some sort of an identification fraud.
If your application is approved, then as new customer, you are allowed to avail up to £1000 and as an existing customer up to £1500 as a loan. You are free to customise your payment options or you can choose to make a minimum or full repayment. Here, you need to remember is that the sooner you decide to pay off, the less interest will be accrued.
As and when you make your repayments your available credit limit will increase up to your approved credit limit automatically. Hence, you can continue to borrow cash as much as you need as long as your account has a decent trust rating.
If you choose the QuickQuid Flex Credit option, you can repay your loan anytime between one and 10 months and the repayment options are flexible. You can also borrow cash anytime up to your available credit limit. On the other hand, if you apply for a QQ Short-Term Loan, you can borrow only a fixed amount and you’ll be given one, two or three pay periods to repay your loan.